Trucking insurance renewals go up in 2026 for five main reasons: industry-wide rate pressure from nuclear verdicts (jury awards over $10M against motor carriers keep climbing), changes in your CSA/safety scores, new claims or violations on your record, increased truck…
The best commercial truck insurance company in 2026 depends on your operation, not a universal ranking. Progressive is the strongest all-around market for owner-operators. Northland and Great West lead for experienced fleets. Canal and Progressive are the most workable markets…
If you run trucks out of North Carolina — whether that’s one tractor leased to a carrier or a 30-unit fleet with your own authority — buying the right insurance comes down to three things: knowing what the state and…
In 2026, most owner-operators with their own authority pay between $12,000 and $25,000 per year for a full coverage package (auto liability, cargo, and physical damage). New authorities land at the top of that range or above it — often $18,000 to $30,000+ in…
Sticky Most of the trucking insurance content you’ll find online was written by a marketing team at a billion-dollar insurance company. They’ll tell you what coverages exist. They won’t tell you what they actually cost, why your premium went up 30%…
Getting your trucking authority isn't complicated, but it has to be done in the right order. Skip a step or file things out of sequence and your MC number won't go active, you won't be allowed to drive, and your…
If you own a trucking company, you've probably asked yourself a version of this question: what is my business actually worth? Maybe you're thinking about selling. Maybe you want to bring in a partner. Maybe you just want to know…
Every owner-operator and fleet manager has a preference when it comes to their rig. Some swear by the classic look of a long-nose Kenworth. Others want the fuel savings and low maintenance costs of a Freightliner Cascadia. But beyond personal…
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11220 Elm Lane Suite 202
Charlotte NC, 28277
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kevin@statecoinsurance.com
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