Privacy Policy
Last updated: September 28, 2026
Who we are
State & Co Insurance LLC (“State & Co,” “we,” “us”) is a family owned independent insurance agency specializing in trucking insurance, located at 11220 Elm Lane Suite 202, Charlotte, NC 28277. You can reach us at (980) 475-8075 or kevin@statecoinsurance.com. This policy describes how we collect, use, and share information when you visit statecoinsurance.com or work with us.
Information we collect
When you request a quote or contact us, we may ask for your name, email address, phone number, mailing address, business details (such as USDOT and MC numbers), vehicle information, driver information, and other details needed to shop for coverage. When you email, call, or message us, we may keep a record to handle your request and improve our service. We use cookies to remember preferences and understand how visitors use the site. Pages may include embedded content such as videos; those third parties may collect data and set cookies as if you visited their sites directly.
How we use information
We use your information to prepare insurance quotes, communicate with you about your request, service your policy, improve our website and services, and meet legal obligations.
Who we share information with
To do our job as your agent, we share your information with insurance carriers, managing general agents, and other partners as needed to obtain quotes and service your coverage. We also share information with service providers that help operate our website, and when required by law or to protect against fraud or harm. We do not sell your personal information.
Your rights and choices
You may ask us to review, correct, or delete the personal information we hold about you, subject to legal record keeping requirements for insurance transactions. Depending on your state of residence, you may have additional privacy rights. Contact us at kevin@statecoinsurance.com or (980) 475-8075 to make a request.
Data security and retention
We take reasonable steps to protect your information, including encrypted storage for sensitive details. We keep information only as long as needed for the purposes above or as required by law.
Changes to this policy
We may update this policy from time to time. The current version will always be posted here with its last updated date.
Terms of Use
Last updated: September 28, 2026
Acceptance
By using statecoinsurance.com, you agree to these terms. If you do not agree, please do not use the site.
General information only
Content on this site is general information about trucking insurance, not insurance advice and not an offer of coverage. Insurance products are subject to underwriting, carrier approval, and policy terms. Requesting a quote or submitting information through this site does not create an insurance policy or bind coverage.
Use of site materials
You may view, download, and print materials for personal, noncommercial use. All site content, layout, graphics, and logos are owned by State & Co Insurance LLC. You may not copy, modify, distribute, or republish site materials without our written permission. Automated data extraction such as scraping is prohibited.
Prohibited use
You agree not to use this site for any unlawful purpose or in any way that could damage, disable, or impair the site.
Third party links and content
Links to other sites are provided for convenience. We do not control or endorse third party sites and are not responsible for their content or privacy practices.
Accessibility
We aim to make our website usable for everyone, including people with disabilities, consistent with the Web Content Accessibility Guidelines and applicable law. Contact us if you have difficulty using the site.
Limitation of liability
The site and its content are provided “as is” without warranties of any kind. To the fullest extent permitted by law, State & Co Insurance LLC, its owners, and agents are not liable for any damages arising from your use of the site.
Governing law
These terms are governed by the laws of the State of North Carolina.
Changes to these terms
We may revise these terms at any time. Continued use of the site after changes are posted means you accept the revised terms.
Contact
Questions about these terms: kevin@statecoinsurance.com, (980) 475-8075, 11220 Elm Lane Suite 202, Charlotte, NC 28277.
